Like I mentioned in a post earlier, our banker had forgotten to look at our paperwork and we had not heard anything from him. We called him after a week and a half and he finally called us back at 4 PM on Friday to tell us that we were not able to be approved. We needed some collateral and both of our vehicles are currently financed. This was stressful trying to figure out what were were going to do. We went through many options and even considered taking our retirement out. After weighing several options (and a few tears) my grandparents loaned us their title to their car. We are very thankful and this seems to be the easiest and most cost effective way to do this. It is a stress relief to have our financing secured but we are still going to keep looking into grants that might be able to help us with expenses. Many that I have found so far require you to have your home study complete before you can apply.
And just to top it off- I'll throw this in.... I have had $1200 in car maintenance in two days! Ugh! I need a winning lottery ticket!